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We file Japan's pension Lump-sum Payment for foreigners (1)
Last modified 08/10/2011
Sumida Masanori
Japanese Public Consultant on Social Insurance & Labor/ Administrative Scrivener
(Japanese Public Consultant on Social Insurance & Labor is exclusively entitled to carrying out claiming Pension's Lump-sum Withdrawal Payment as claimant's agent.)

Pension System in Japan and How Foreigners are Treated
In Japan pension system is, in principle, constructed so that ALL residents in Japan are required to be enrolled in if they reach a certain age that must be regarded to have ability to work. This is called "universal coverage principle(国民皆年金の原則)". Universal coverage principle is applied regardless of residents' citizenships. So even if they have foreign citizenships, they are not exempt from being enrolled in Japan's pension system when they live in Japan for longer than a certain period. For "National Pension"(国民年金, こくみんねんきん), it is ruled that persons must be enrolled in between 20 years old and 60. Other pensions such as "Employees' Pension Insurance"(厚生年金, こうせいねんきん) have a bit different rules than National one. Japan has "International Social Security Agreement(社会保障協定, しゃかいほしょうきょうてい)" with foreign countries (See the table below) People whose home countries have "International Social Security Agreements" with Japan are given "Elimination of Dual Coverage". "Elimination of Dual Coverage" is an agreement that prevents people from being enrolled in two countries' pensions at the same time, and which of pension they are to be enrolled in is decided by conditions ruled by each of agreement. And some "Agreements" can, according to their contents, give people "Totalization of Periods of Coverage". When "Totalization of Periods Coverage" is applied, people can totalize a period they contribute to Japan's pension with a period they will contribute (or had contributed) to their home countries' pensions, and vice versa. Contents of "Agreements" vary county by country. So please understand how "Agteement" of your home county is. But we show the list of countries that have "Agreement" with Japan and have "Totalization of Periods of Coverage" in them, as of Jul 2010. International Social Security Agreements (As of Jul. 2011) (Made from a table in Japan Pension Service's website)| Countries to have agreements | Totalization of Periods of Coverage |
| Germany | Yes |
| United Kingdom | No |
| South Korea | No |
| USA | Yes |
| Belgium | Yes |
| France | Yes |
| Canada | Yes |
| Australia | Yes |
| Netherlands | Yes |
| Czech Republic | Yes |
| Spain | Yes |
| Ireland | Yes |
The detailing introduction of Lump-sum Withdrawal Payments is available in various languages:
Next page we tell you the qualification and how to claim pension's Lump-sum Withdrawal Payment and, add to that, risks you incur when you claim Lump-sum Payment from oversea.
We wish to read them carefully if you plan to claim Lump-sum Payment.
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