Our office refunds Japan's Pension Lump-sum Withdrawal Payment & its tax for foreigners. Contact in English & from abroad OK! Low fees but sure & quick. So we're much appreciated!

Foreigners can get hundreds of 1000yen if filing Japan's pension Lump-sum Withdrawal Payments. As a publicly entitled consultant we file these Payments & refund
20% taxes for foreigners with MINIMUM FEE (We have a staff in English!) Please read "summary" & contact us! Contact from oversea welcome too!
If you can't send to us through "Contact us", please send to us directly --- mit@asian-curd.asia
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This page is a detail explanation. For summary of our service, please see TOP PAGE

We file Japan's pension Lump-sum Payment for foreigners (2)


Last modified 02/27/2011



Sumida Masanori

Japanese Public Consultant on Social Insurance & Labor/ Administrative Scrivener
(Japanese Public Consultant on Social Insurance & Labor is exclusively entitled to carrying out claiming Pension's Lump-sum Withdrawal Payment as claimant's agent.)



To Claim Lump-sum Withdrawal Payments

"Lump-sum Withdrawal Payment"is a repayment that is to be granted by a claim if a person with foreign citizenship contributed to Japan but left Japan in the middle of contributing process.

Following conditions are the details of the rule.(To translate in English, some are summarized.)
  • persons who don't possess Japanese citizenship.
  • persons who have paid "National Pension" contributions as a Category 1 insured person(i.e. as a worker, not as a dependant) for (in short,) a total of six months or more
  • persons who don't have a place of residence in Japan(only those who had a proper visa on or after November 9th,1994 and then left Japan)
  • persons who have never been qualified for receipt of pension benefits(including Disability Allowance)

It is ruled that persons who satisfy all of four conditions above can get their rebate as Lump-sum Withdrawal Payments if they file claims within two years after leaving Japan. So you should bear in mind that you can't file a claim unless you leave Japan(or you finish all formalities to leave Japan).

Tax will be, according to Japan's tax code, imposed by 20% to this Payment when it is granted.

But this 20% tax can be, by taxpayers' claim, refunded, according to the tax code in turn.

You must designate your tax agent (tax representative) in Japan in order to get tax refunded.
Generally speaking, a claim through tax agent will be able to refund almost all the sum of deducted tax for you, except that the sum of money you got in your career in Japan are so large that it exceeds the limit of refunding.
Following figure is the procedure you need.





(Click the figure for enlarging.)



Risks to claim from oversea & We can serve you as your agent in Japan

Please look at the figure above.
BLUE LINES denote what you must send to Japan from abroad, when you claim by yourself. ORANGE LINES denote what will be sent to you from Japan. They contain document(s) needed for your claim, as well as your payment.

  • You must send MANY DOCUMENTS PRECISELY from oversea to Japan.
  • If there are ANY DEFECTS in them, your claim will NEVER be accepted, and it can be difficult task for you to find how your claiming process develops and what is wrong if your claim isn't accepted, now that you are oversea. Especially, you need the fluency in Japanese.(Almost all of Japan's public offices use only Japanese, as you foreigners know!)

Plus, look at the figure more.

  • If you choose your own tax agent in Japan by yourself, You must send your original "Notice of Lump-sum Payment" to your tax agent. But it will be sent to your address MANY MONTHS AFTER you file your Lump-sum Payment.
    You will FAIL TO receive your "Notice", though, if you change your address for these months or there are any errors/ambiguities in address you told to Japan's offices, so you will FAIL TO refund tax.
  • Besides, you will FAIL TO receive your unaccepted claim that will be sent back to you from Japan's authority if there are any defects.

Claiming from oversea is rather a risky deal, to take only a few examples.
Once you fail to claim, you will waste a long time in vain. Considering risks to claim by yourself, 2 YEARS CAN'T BE ENOUGH TIME FOR YOU TO CLAIM YOUR PAYMENT FROM OVERSEA.

Never play these risks down.
Indeed, we can show you examples of our customers we served.
In some cases they contacted us because they failed to get their claims accepted due to defects in documents they made. In other cases they sent us needed documents but we only found defects in them and unacceptable to the authority on their own. All in all, until now we've found the majority of our customers' documents some defects somewhere, that surely prevent them from being accepted.
That your habits somehow contradict against Japan's custom often makes these defects of documents. Don't waste a long time due to defects unrecognizable to you or, to the matters worse, miss your claim for all due to expiring.

So we can serve you as your agent in Japan!

Please look at the figure again.
Of blue lines, LINES THAT PHASE OUT denote what we can claim on behalf of you in Japan. When we are designated by you as your agent, you can send us all the needed documets before your claim is done.

  • We'll carry out THE WHOLE PROCESS, both claiming pension's Lump-sum Payment and refunding 20% of tax.

  • We'll check your documents carefully, through communicating between you and us, before your claim will be filed.
  • We are able to, in the name of YOUR AGENT, receive your "Notice of Entitlement" DIRECTLY from pension authority. We'll then send "Notice" to tax authority in turn. To do so, you won't be bothered by receiving or sending "Notice" between Japan and you.
  • We'll be able to solve any troubles with Japan's authority face to face, as your agent in Japan. In case of such as defects in your documents, or troubles in your bank account you designate, we're ready to solve the problems with authority. We'll give you a SAFETY for your documents to be surely received & applied for in Japan, while you are abroad.
  • We'll play the broking part between authority and you in communicating important information, otherwise difficult task for you.
  • We'll SURELY & QUICKLY claim your Payment & tax-refunding for you!




We offer you our fee WITHIN REFUNDED TAX.
We'd like to serve you with the fee as minimum as possible.
Contacts both before you leave Japan and after you left Japan are welcome to us!
We have a staff in English!

To contact us ---> Contact Us
On our fee, please see ---> Our Service & Fee





We tell you the point you must take notice.

Once you receive Lump-sum Withdrawal Payment, your contribution period to Japan's pensions will be excluded from the "Period of Coverage" in the "International Social Security Agreement" , mentioned in the previous page.
So persons whose home countries have "International Social Security Agreement" with Japan should think carefully.
You should decide after comparing the advantage of receiving Lump-sum Withdrawal Payment from Japan, with the disadvantage of failing to save your contribution period in Japan.

Generally speaking, it could be a good option for even people of citizenships that can totalize period mentioned above, to get lump-sum rebate instead of totalizing your contribution period in Japan with that in your home contry, if you work/worked in Japan relatively a short period. In other words, around 3 years or less. Because there is a ceiling to periods that allow the sum of Lump-sum Payment to increase according to your contributing periods. (see the example in this page)




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